Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
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Hola, Soy Sergio Caceres.
Gracias por visitar mi pagina web.
Soy un especialista en seguros de vida y de salud. Soy un corredor independiente y estoy licenciado en Connecticut , New York y New Jersey.
He estado ayudando a los beneficiarios de Medicare a tomar mejores decisiones sobre su cobertura desde 2013.
Todos sabemos lo difícil y confuso que puede ser Medicare y los seguros de salud en general.
Es por eso que he hecho mi misión simplificar la información de Medicare que podría ser más importante para usted al tomar decisiones sobre su atención médica.
Soy una persona encilla igual que usted. Un simple esposo, un padre y abuelo amoroso que disfruta de las barbacoas familiares, el softbol, las caminatas largas y los viajes.
No le cuesto nada, pero podría ahorrarle mucho… al igual que hago con todos mis clients.
Para una conversación amistosa y sin compromiso sobre su Seguro de salud o Seguro de vida, llene el espacio de informacion o llameme directamente.
Espero conocerlo pronto.
Why Work With Us?
We will help you meet your coverage needs while saving you money.
Our agents are trained to ask the right questions to find the best plan to for your needs and to maximize all discounts you could be eligible for, resulting in the lowest cost possible.
You'll benefit from working with an experienced agent
Our mission is to exceed customers' expectations and secure their future by offering professional advice, education, and value added service with a personal touch.
Learn About the Types of Insurance We Offer
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit